K kopafasta.

Capital partner programme

Institutional capital,
deployed with discipline.

For banks, MFIs, DFIs, family offices and asset managers seeking exposure to Tanzania's productive credit market โ€” through a vehicle with institutional reporting, governance and risk controls.

$50K+
Minimum commitment
17.4%
Net portfolio yield
96.3%
On-time repayment
KPMG
Independently audited

Built for institutions

Who partners with us.

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Commercial banks

On- and off-balance-sheet origination through whitelabel pools.

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Development finance institutions

Targeted SME, women & agri capital with full impact reporting.

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Microfinance institutions

Refinance facilities and risk-share programmes for your existing book.

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Family offices

Diversified emerging-market private credit exposure with quarterly distributions.

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Asset managers & funds

Wholesale facilities & SPV structuring for credit funds.

Programme structure

Three ways to deploy.

Choose the structure that matches your mandate, reporting cycle, and risk-sharing preferences.

Whitelabel pool

Direct investment into a Kopafasta-managed pool with your own branding and reporting cadence. Kopafasta retains 10% first-loss.

Ticket size
$50K โ€“ $1M
Settlement
Monthly distributions

Co-lending facility

Side-by-side origination โ€” you fund a fixed % of every approved loan in a defined segment. Real-time loan tape via API.

Ticket size
$1M โ€“ $5M
Settlement
Weekly settlement

SPV / fund structure

Bespoke special-purpose vehicle for funds and DFIs. Customised eligibility criteria, risk sharing & impact KPIs.

Ticket size
$5M+
Settlement
Quarterly distributions

What you get

An institutional-grade experience.

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Dedicated relationship manager

Single point of contact, weekly check-ins during deployment, quarterly business reviews.

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Read-only API access

RESTful API with loan tape, repayments, defaults and portfolio NAV. Webhook events for material changes.

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Custom reporting

Monthly NAV statements, audit-ready loan tapes, impact metrics (gender, geography, sector). White-labelled to your standards.

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Risk & compliance pack

Full KYC/AML on every borrower. Sanctions screening. ECL/IFRS-9 ready data feeds.

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Governance

Quarterly investment committee reviews. Annual independent audit by KPMG. Option to nominate a credit-committee observer.

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Impact reporting

Quantified social outcomes against IFC PSGs and 2X Challenge criteria โ€” out of the box.

Onboarding

Four weeks from intro to first deployment.

  1. Week 1

    Intro call & data room

    NDA signed, access to our audited financials, sample loan tape, portfolio MIS.

  2. Week 2

    Due diligence

    Operational, credit & compliance DD. Site visit (optional). Reference calls with existing partners.

  3. Week 3

    Term sheet

    Programme structure, pricing, covenants, reporting cadence finalised & signed.

  4. Week 4

    Legal & first deployment

    Facility/SPV docs executed. Initial drawdown deployed within 5 business days.

Governance & controls

Built to pass your investment committee.

  • ยท Independent board with majority non-executive directors
  • ยท Big-4 audited financials (KPMG) โ€” available on request
  • ยท Quarterly investment-committee minutes shared with partners
  • ยท ISO 27001 certified information security
  • ยท Sanctions, PEP & adverse-media screening on every borrower
  • ยท Recovery infrastructure: 12 collection partners, 7 yards, GPS-tracked assets

Capital partner book

As of last quarter close.

8
Active institutional partners
$11.4M
AUM from partners
17.4%
Net yield delivered
3.1%
Portfolio default rate
Request the data room

Common questions

Partner due diligence FAQ.

TZS for on-shore deployments. For cross-border partners we accept USD via correspondent banking, plus USDC and USDT for select facilities with hedged TZS exposure.
Yes โ€” for co-lending and SPV structures we configure per-loan eligibility (sector, ticket size, geography, tenor, collateral type, borrower gender, etc.).
In whitelabel pools we hold a 10% first-loss. In co-lending we fund pari-passu. SPV structures support junior/senior tranching and bespoke risk-share arrangements.
For USD-denominated commitments we offer either unhedged TZS exposure (priced accordingly) or fully hedged via local FX partners โ€” typically adds 4โ€“6% to all-in cost.
Whitelabel pool capital amortises with the underlying loans (3โ€“24 months). Co-lending facilities have a 90-day stop-origination notice. SPV exit terms are negotiated per deal.

Let's build a programme together.

Apply online or reach out directly to our institutional team.