Frequently asked questions
Find answers to common questions about Kopafasta.
Kopafasta is a mobile-first microfinance platform offering transparent loans, asset financing, and investment opportunities in Tanzania.
We are currently live in Tanzania. Use the country selector to check availability in other markets.
Yes. We use bank-grade encryption, NIDA verification, and secure PIN authentication to protect your account.
Most approved loans are disbursed within a few hours of approval, during business hours. Emergency loans may be faster.
Your NIDA, a working phone, and proof of income or business. Larger loans may require collateral or guarantors.
Rates vary by product, tenure and credit profile. All fees are disclosed before you sign. Browse individual product pages for details.
Yes. Early repayment is welcome and reduces your total interest.
Some products require guarantors. You will be prompted during the loan application if your selected product needs them.
A one-time registration fee when you join, then annual renewal after your membership period expires (typically 1 year).
Renew from your dashboard before applying for new loans. You can still view history while expired.
Use the Forgot PIN link on the login page. We will send an OTP to your registered phone number.
Vehicles, equipment, and other assets listed in our marketplace. Each asset shows deposit, weekly instalment, and tenure.
Browse assets, apply while logged in, pay a reservation deposit, and complete the loan application. Title transfers when fully paid.
Register as a partner, pick a category, and our team will reach out to verify and activate your account.
Apply on our Affiliates page. Once approved, share your referral link and earn commission on referred members and applications.