Kopafasta
Microfinance solutions

Capital that moves at your pace.

Mobile loans for business, assets, and everyday needs โ€” rates upfront, apply in minutes.

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TZS 2.5M
โœ“ Approved
๐Ÿ“ฑ
โœ“

Licensed & transparent

Rates and fees shown before you sign

How it works

1

Register

Create your account in under a minute with your phone number and a secure PIN.

2

Choose a product

Browse our loan catalogue โ€” individual, business, asset-backed and more. Rates are shown upfront.

3

Apply online

Complete our guided wizard: personal details, income, and any guarantors or collateral.

4

Get funded

Once approved, funds are disbursed to your mobile money or bank account within hours.

Featured products

Financial solutions for every need

Compare rates and limits. One account, one simple apply flow.

SAL-12

Coming soon

Salary Advance

Payroll-deducted loan for salaried employees up to 12 months.

Monthly rate 3.5% / mo
Amount TSh 300,000 โ€“ TSh 600,000
Learn more

IL

Active

Individual Loan

Individual Loan

Monthly rate 13.3% - 19% / mo
Amount TSh 100,000 โ€“ TSh 50,000,000
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GL

Active

Group Loan

Group Loan

Monthly rate 12.6% - 18% / mo
Amount TSh 400,000 โ€“ TSh 10,000,000
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AL

Active

Asset Lending

Asset Lending

Monthly rate 10.9% - 15.5% / mo
Amount TSh 500,000 โ€“ TSh 100,000,000
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FC

Active

Artisans & Craftsmen Loan

Funding Capital

Monthly rate 15% - 17% / mo
Amount TSh 50,000 โ€“ TSh 5,000,000
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KB

Active

Kilimo Boost

Kilimo Boost

Monthly rate 10.9% - 15.5% / mo
Amount TSh 100,000 โ€“ TSh 10,000,000
Learn more

BP

Active

Biashara Plus

Biashara Plus

Monthly rate 13% - 18.5% / mo
Amount TSh 500,000 โ€“ TSh 50,000,000
Learn more

EL

Active

Education Loan

Education Loan

Monthly rate 11.2% - 16% / mo
Amount TSh 50,000 โ€“ TSh 15,000,000
Learn more

EM

Active

Emergency Loan

Emergency Loan

Monthly rate 18% - 20% / mo
Amount TSh 50,000 โ€“ TSh 3,000,000
Learn more

WL

Active

Women Loan

Women Loan

Monthly rate 11.6% - 16.5% / mo
Amount TSh 50,000 โ€“ TSh 10,000,000
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AB

Active

Asset-Backed Loan

Asset / Business

Monthly rate 11% - 15% / mo
Amount TSh 500,000 โ€“ TSh 100,000,000
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All loan products โ†’

Asset marketplace

Finance vehicles, equipment and more with transparent deposits and weekly instalments.

View all assets โ†’

Sign in or register to apply for an asset. Register ยท Log In

12,400+
Happy customers
TZS 14.2B+
Loans disbursed
96%
Approval rate

Earn more. Empower more.

Partner with us as an individual, business, or institution โ€” from shop owners to media houses. Share your link, track referrals in real time, and get paid weekly.

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