IL
ActiveIndividual Loan
Individual Loan
Monthly rate
13.3% - 19% / mo
Amount
TSh 100,000 – TSh 50,000,000
← All loan products
SAL-12
Coming soon
Salary Advance
Salary loan
Payroll-deducted loan for salaried employees up to 12 months.
SAL-12
Loan limits
TSh 300,000 – TSh 600,000
Tenure
1–1 mo
Interest & profit
3.5% / mo
Processing time
24 – 48 Hours
At a glance
Overview
Payroll-deducted loan for salaried employees up to 12 months.
Who is this for?
Designed for Salary loan borrowers who need flexible, transparent financing through our mobile platform.
- ✓Apply and manage everything from your phone
- ✓All fees disclosed before you sign
- •Payroll-deducted loan for salaried employees up to 12 months.
- •Collateral required
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Active membership
Valid Kopafasta membership or renewal in grace period
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Verified identity
NIDA verification and face match completed
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Proof of income
Bank statements, payslips, or business records as applicable
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Guarantor(s)
One or more guarantors collected during application
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Collateral documentation
Asset photos, logbook, or title deed as required
- Application fee
- TZS 5,000
- Post-approval fees
- TZS 14,000
- Tiered monthly rate: 3.5% per month (by approved amount)
- At minimum amount: 3.5% per month
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📄
National ID (NIDA)
Verified through our identity system
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📄
Proof of income
Bank statements, payslips, or business records
Estimate your repayments
Repayment calculator
Drag the sliders to preview your payment.
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Tenure
mo
Monthly payment
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Frequently asked questions
Most applications are reviewed within 24–48 hours. Emergency products may be faster.
Many products offer tiers without collateral. Check the eligibility section for this product.
Our team reviews your application, may request additional documents, and notifies you when approved for disbursement.
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